Our wonderful niece gave us a Kiva gift certificate for the holidays. This was serendipitous because I had visited the Kiva website earlier in the year, gotten distracted and never returned.
Pete and I are big fans of Heifer International and you can't beat the Red Cross for crisis relief, but Kiva is something different. Here you are giving money to entrepreneurs to fund a small business venture. We aren't talking opening a McD's franchise -- it's more like lending them money to purchase seed, or buy inventory for a fruit stand. You are lending, rather than donating, the money -- it's all a part of the microfinance concept.
Kind of cool, isn't it? Pete looked through the different loan requests and chose Ernalita, a rice farmer. I'm looking forward to seeing what Ernalita does with her loan and wishing her the best with her farm.